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142 articles

Is the Start Up Loan Halal? Riba-Free Routes for New UK Businesses (2026)
The government-backed Start Up Loan charges 7.5% fixed interest and is riba. Qardus and the Islamic banks do not finance pre-revenue firms. The halal capital routes for year one, and where invoice finance stands.

Are Pensions Halal? (2026): State Pension, Workplace Schemes and Drawdown
Pensions are halal in structure; what matters is the fund inside. The State Pension is permissible, DC workplace pensions are halal once in a Sharia fund, annuities are contested, and drawdown is the usual answer.

Is a Lifetime ISA Halal? The 25% Bonus, Islamic Funds and HPPs (2026)
A stocks and shares Lifetime ISA holding a Shariah-compliant fund is halal, and the 25% government bonus is a grant, not interest. Cash LISAs are not. The gov.uk rules, the platforms, and HPP withdrawals.

Best Islamic Banks UK (2026): Six Banks Ranked on Access, Rates and Governance
Al Rayan, Gatehouse, BLME, QIB UK, HBZ Sirat and Nomo scored on who they onboard, savings rates on the day, home finance, current accounts and Shariah disclosure, with a verdict by reader type.

Is an ISA Halal? (2026): Cash, Stocks and Shares, Lifetime and Junior ISAs
An ISA is a tax wrapper, not a contract, so the ruling turns on what sits inside it. Each of the four ISA types ruled on, with the compliant version named and the transfer steps.

Is Cashback Halal? Cashback Cards, Sites and Switching Bonuses in the UK (2026)
Cashback from TopCashback, Quidco and loyalty schemes is a sale discount and halal. Cashback credit cards and bank switching bonuses are benefits tied to loan contracts and contested. What to do with each.

Are Credit Cards Halal? (2026): The UK Verdict and What to Use Instead
No UK bank, Islamic or conventional, issues a Shariah-compliant credit card. The three scholarly positions on holding one, what APR means, what Section 75 protects, and the Islamic cards that replace it.

Is Student Loan Haram? Plan 5 Interest and Alternative Student Finance (2026)
The ruling on English Plan 5 student loans as written in 2026, the RPI indexation debate, where the government's takaful-based Alternative Student Finance has got to, and the routes Muslim families actually use.

Halal Mortgage Leeds and Bradford (2026): Providers, Minimums and Costs
Leeds averaged £247,695 and Bradford £182,766 in July 2026. Cheaper West Yorkshire homes can fall below providers' minimum finance and property floors; the rules, deposit tables and a worked Bradford monthly payment.