Wahed Invest UK Wahed Managed Portfolios (General Investment Account)

Islamic Investing in Northern Ireland

The UK's flagship halal robo-adviser account: discretionary managed portfolios across six risk tiers (Very Conservative to Very Aggressive) built exclusively from Shariah-compliant building blocks - Wahed's own Dow Jones Islamic World UCITS ETF (DJIW) and S&P 500 Shariah UCITS ETF (SPWI) for equities, the HSBC Global Funds ICAV Global Sukuk Index Fund and iShares Sukuk USD ETF for fixed income, and The Royal Mint Physical Gold ETC (RMAP) for commodities. Open an account in minutes from GBP 50, pick a portfolio via the risk questionnaire, and Wahed handles allocation, monitoring and periodic rebalancing. Fees are tiered: 1% a year on portfolios under GBP 250,000, 0.75% between GBP 250,000 and GBP 1 million, 0.5% above GBP 1 million, charged monthly, with underlying fund costs on top.

Wahed UK is the default on-ramp for British Muslims who want investing handled end to end, and its governance file is genuinely best-in-class: a named external Shariah committee, published annual audit reports and working purification. What you give up is price and choice. The 1% tier undercuts nobody on cost, and the portfolios route heavily into Wahed's own ETFs, which is efficient for Wahed but means you cannot swap building blocks. For a DIY investor comfortable buying the HSBC Islamic index fund or iShares Islamic ETFs on a platform for a fraction of the ongoing cost, Wahed's value is the automation and the audit trail, not the economics. For everyone else, it remains the simplest credible halal portfolio in Britain.