Skip to main content
InvestingStrategiesManaged Portfolios
Strategy Guide

Hands-Off Managed Investing

Let a Shariah-compliant platform build, rebalance, and manage your halal portfolio automatically. The best option for hands-off investors.

How It Works

1

Choose a halal investment platform

Compare FCA-regulated managed options: Wahed's managed portfolios (from 50 GBP) and Simply Ethical's advised portfolios (from 1,000 GBP). Each has different minimums, fees, and investment approaches.

2

Answer their risk questionnaire

The platform will ask about your goals, time horizon, and risk tolerance to determine the right portfolio allocation for you.

3

Fund your account and let them manage it

Set up recurring deposits. The platform handles everything: fund selection, Shariah screening, rebalancing, and often zakat calculation.

4

Review performance periodically

Check in quarterly or annually. The platform sends regular reports on performance, compliance status, and any portfolio changes.

Why Choose This Strategy?

Professional portfolio construction and automatic rebalancing
Built-in Shariah screening - no compliance homework needed
Zakat calculation and purification features included on most platforms
Best for: Beginners and busy professionals who want hands-off investing
Things to consider ▾

Higher management fees compared to DIY ETF investing (around 0.75-1% platform fee on top of fund costs)

Less control over individual holdings and allocation

Managed halal portfolios are the easiest way to start investing as a Muslim. Instead of choosing your own funds, a Shariah-compliant platform does it all for you: selecting investments, monitoring compliance, rebalancing, and often calculating zakat on your portfolio.

These platforms are essentially halal robo-advisors. They build diversified portfolios using Shariah-compliant ETFs, sukuk, and gold, tailored to your risk profile, with a scholar board overseeing compliance (Wahed's portfolios are supervised by the Shariyah Review Bureau).

The main trade-off is cost. Wahed charges a 1% annual wrap fee below 250,000 GBP (tiered down above that) on top of underlying fund costs; Simply Ethical's tiered fee starts at 0.75%. For many investors, the convenience and peace of mind is worth the extra cost, especially for beginners who aren't ready to build their own portfolio.

Most halal investment platforms also include valuable extras: ISA wrappers for tax-free growth, zakat calculation tools, and detailed Shariah compliance reports. These features make it easier to fulfill your religious obligations alongside your financial goals.

Example Portfolio Allocation

Example Halal Portfolio

Balanced Long-Term

Halal Equity ETFs
65%
Sukuk / Halal Fixed Income
20%
Gold
10%
Cash / Money Market
5%

This is an illustrative example only and does not constitute financial or investment advice. Actual allocations should be determined with a qualified financial advisor based on your individual circumstances. Past performance does not guarantee future results.

Frequently Asked Questions

Ready to get started?

Compare the best halal products for this strategy, or take our quiz to find a personalized plan.

Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-03-09Disclosure: No provider pays for placement or ranking on this page. Editorial policy and full disclosures.

Reviewed quarterly and updated for major content changes.

Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-03-09