IFG Wills Review - Halal Finance Products
Reviewed quarterly and updated for major content changes.
IFG Wills offers halal financial products and services designed to align with Islamic principles. These options provide alternatives to conventional interest-based financial products, using structures like Murabaha, Ijara, and Musharakah.
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HalalWallet 2026 Review
IFG Wills - At a Glance
2
Products Reviewed
2
Provinces Served
1
Category
Our Verdict
IFG Wills is the price and disclosure leader in UK online Islamic wills. It is the only mass-market service that names its reviewing Mufti, its founders are qualified solicitors with genuine Islamic finance credentials, and at GBP 98 it is cheaper than every credible alternative. The honest limits are structural: it is a solicitor-run online forms service rather than an SRA-regulated law firm engagement, it covers England and Wales only, and it publishes no fatwa or methodology for how its GBP 348 trust-based product reconciles English trusts with faraid. For straightforward Muslim household estates it is the default recommendation; for business assets, foreign property or contested family situations, treat it as the floor and compare against a regulated private-client solicitor.
Pros & Cons
What We Like
- Lowest verified price (GBP 98) with named Mufti sign-off
- GBP 10 per year unlimited amendments
- Money-back guarantee and 3,000+ wills of track record
- Free through major charity legacy partnerships
- Zakat calculator integration
What Could Be Better
- Not a law firm - no SRA client protections on drafting
- England and Wales only; Scotland's separate succession law not covered
- No published fatwa or Shariah methodology for the trust-based will
- Fulfilment on the cur8.capital portal can confuse users expecting an IFG-branded flow
Who Is IFG Wills Best For?
First-time will writers with simple estates
GBP 98, 20 minutes online, Mufti sign-off and money-back guarantee
Households above the GBP 325,000 nil-rate band
GBP 348 trust-based will folds IHT planning into a faraid-compliant document
Charity legacy donors
Free wills via Islamic Relief, MEND and Muslim Charity programmes with optional legacy gifts
People whose assets change often
GBP 10 per year unlimited amendments keeps the will current
Detailed Analysis
IFG Wills is the will-writing arm of Islamic Finance Guru (IFG.VC Limited), the UK halal personal-finance platform that reports benefiting over 100,000 people monthly through its content and product comparisons. The wills service launched from a simple observation the founders make explicitly: there is no point helping the ummah build wealth if estates are then distributed unislamically - or taxed away - at death. IFG claims most people who die without a will cost their families GBP 9,700 on average, and that its service has saved couples GBP 47.2 million in inheritance tax and lost assets over three years.
The product set is deliberately narrow. The GBP 98 Standard Will suits most simple estates: a roughly 20-minute questionnaire, solicitor drafting, official Mufti and legal sign-off, then print-and-sign execution before two witnesses. The GBP 348 Trust-Based Will targets estates above the GBP 325,000 nil-rate band; above GBP 2 million, IFG brings in external estate-planning specialists for a holistic service. Both tiers carry a no-questions money-back guarantee and a GBP 10 per year subscription for unlimited amendments - a model that addresses the biggest real-world failure of wills, which is going stale as assets and families change. A 'Living Islamic Will' feature that auto-updates asset schedules from live data was announced as coming within six months of the crawl date.
The people behind the service are its strongest Shariah argument. Ibrahim Khan is an Oxford graduate, qualified solicitor (formerly Ashurst LLP and Debevoise & Plimpton LLP), holds an MA in Islamic Banking and Finance, and is an alim trained under Shaykh Akram Nadwi. Mohsin Patel is an Oxford graduate and qualified solicitor formerly at Squire Patton Boggs LLP. Billal Omarjee, the external Mufti consultant, is a Darul Uloom Bury graduate and qualified Mufti who previously served as an Islamic scholar at National Zakat Foundation. Every will receives official Mufti and legal sign-off before release.
The regulatory position deserves attention: IFG Wills describes itself as 'an online service providing English and Islamic legal forms' that is 'run by solicitors' but 'is not a law firm'. That means drafting happens outside SRA regulation, without the compensation fund and mandatory insurance protections a law-firm engagement carries. IFG's transparency about this is creditable, and for a GBP 98 simple will the trade-off is reasonable; buyers with complex affairs should weigh it seriously.
Jurisdiction is England and Wales only. IFG's charity partners state this plainly: the service suits people whose assets are mainly in England and Wales, and Scotland or Northern Ireland residents are directed to local firms - Scots succession law (with its legal rights regime) is a different system, and an E&W Islamic will does not translate. This is the single most important screening question for any buyer.
How It Works
The will itself is a standard English law will engineered to distribute the estate per the Islamic faraid: the questionnaire captures the family map, IFG's engine calculates each heir's fixed Quranic share, and the wasiyyah third is available for charities and non-heirs. The trust-based tier adds English trust structures for inheritance tax planning and asset protection around the GBP 325,000 nil-rate band; IFG does not publish the detailed Shariah reasoning for the trust mechanics, which is the product line's main disclosure gap.
Shariah Compliance Review
Oversight Level
Review details on provider's website
Faraid shares calculated and expressed in the will
wasiyyah capped at one third
official Mufti sign-off on every will by Billal Omarjee (Darul Uloom Bury, ex-NZF)
solicitor founders with Islamic finance credentials. No standing multi-scholar board, no published fatwa for the trust product. IFG Wills is not a law firm and is not SRA-regulated as such
wills valid in England and Wales only (verified 2026-08-06).
Shariah compliance should always be verified directly with IFG Wills. HalalWallet reports publicly available oversight information but does not issue fatwas or certify compliance.
How It Compares
Against Wahed Wills (GBP 125 online / from GBP 900 bespoke), IFG is cheaper at both tiers and names its Mufti where Wahed names no one; Wahed counters with pay-after-preview and free changes. Against Farani Taylor's Islamicwills.co.uk (GBP 250-350 plus VAT per person), IFG is a third of the price but lacks SRA regulation and in-person advice - Farani Taylor's Pro tier includes a face-to-face meeting and a flexible life interest for IHT planning that IFG only matches at its specialist tier. IFG's GBP 10 per year amendment subscription beats both on lifetime cost of ownership.
Bottom Line
The best value scholar-verified Islamic will in England and Wales. Use it for straightforward estates without hesitation; upgrade to regulated solicitor advice when business assets, foreign property or family complexity enter the picture.
Products from IFG Wills
Why It's Halal
Each will distributes the estate per the faraid (fixed Islamic inheritance shares) with the wasiyyah third available for charity and non-heirs, and every draft receives official Mufti and legal sign-off before release. The named Shariah reviewer is Billal Omarjee, a qualified Mufti and Darul Uloom Bury graduate with a BA in banking and law who previously served as an Islamic scholar at National Zakat Foundation; co-founder Ibrahim Khan is an Oxford graduate, qualified solicitor and alim trained under Shaykh Akram Nadwi with an MA in Islamic Banking and Finance. Honest caveats: IFG Wills is not a law firm (it is a solicitor-run online form service), and the wills are valid in England and Wales only - Scots law is a separate legal system, so Scotland-based estates need a local firm (crawled islamicfinanceguru.com/islamic-wills and wills.islamicfinanceguru.com/mend, 2026-08-06).
IFG Wills
Standard Islamic Will
Online Islamic will for England and Wales from the team behind Islamic Finance Guru, priced at GBP 98 and completed through a roughly 20-minute online questionnaire. IFG drafts the legally binding will with official Mufti and legal sign-off, then the customer prints and signs before two witnesses. The service has handled 3,000+ wills and claims to have helped couples avoid GBP 47.2 million in inheritance tax and lost assets over three years. A GBP 10 per year subscription allows unlimited amendments, and the will integrates with IFG's zakat calculator for an automated annual zakat calculation based on the will's asset data. IFG Wills states plainly that it is an online service providing English and Islamic legal forms run by solicitors, but is not a law firm. Delivery runs through the wills.cur8.capital portal, and the service is also offered free through charity partnerships (Islamic Relief, MEND, Muslim Charity legacy programmes).
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IFG Wills
Trust-Based Islamic Will
IFG Wills' trust-based option at GBP 348, aimed at estates above the GBP 325,000 nil-rate band where inheritance tax planning matters. The product wraps trust structures into the Islamic will and, for estates over GBP 2 million or complex estate-planning situations, IFG works with expert estate-planning specialists to provide a holistic service. The same online journey applies: answer the questionnaire, IFG drafts the legally binding will with Mufti and legal sign-off, then print and sign. Amendments run on the same GBP 10 per year unlimited-changes subscription, and IFG's partnership with a tax advisory firm reviews customer details for tax efficiency (crawled islamicfinanceguru.com/islamic-wills, 2026-08-06).
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Where Available
Based on listings we track, IFG Wills may be available in the following states:
Availability may vary by product type. Always verify current availability directly with IFG Wills.
How We Compare
- • We review publicly available information from providers, including Shariah compliance documentation.
- • We compare financing structures, total costs, down payment requirements, and state availability.
- • We prioritize providers that clearly explain their halal compliance rationale and operate with transparency.
- • We note which products are available nationwide versus regionally.
- • Learn more about our methodology.
Quick Answer
IFG Wills offers halal financial products that comply with Shariah principles, avoiding interest (riba) and prohibited industries. Their products are available in 2 states and include Wills & Estate Planning options.
Key Takeaways
- IFG Wills offers Shariah-compliant financial products that avoid interest and prohibited industries.
- Products are available in 2 states: ENG, WLS.
- Product categories include Wills & Estate Planning.
- Always verify compliance directly with IFG Wills and consult qualified Islamic finance advisors when needed.
- Compare IFG Wills's products with other providers to find the best fit for your needs.
Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.
Sources and review process
This page is reviewed against HalalWallet editorial standards and source documentation.
Reviewed by: HalalWallet Editorial Team
Last reviewed: 2026-03-09
How to cite this page
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For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.
Frequently Asked Questions
What types of halal products does IFG Wills offer?
IFG Wills offers 2 products across 1 category. IFG Wills is best for [object Object],[object Object],[object Object],[object Object]. Review the products listed above or contact IFG Wills directly for current offerings.
How does IFG Wills ensure Shariah compliance?
Faraid shares calculated and expressed in the will wasiyyah capped at one third official Mufti sign-off on every will by Billal Omarjee (Darul Uloom Bury, ex-NZF) solicitor founders with Islamic finance credentials. No standing multi-scholar board, no published fatwa for the trust product. IFG Wills is not a law firm and is not SRA-regulated as such wills valid in England and Wales only (verified 2026-08-06).
How does IFG Wills work?
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Is IFG Wills available in my state?
Based on listings we track, IFG Wills may be available in 2 states. However, availability can vary by product type. Always verify current availability directly with IFG Wills.
What are alternatives to IFG Wills?
Against Wahed Wills (GBP 125 online / from GBP 900 bespoke), IFG is cheaper at both tiers and names its Mufti where Wahed names no one; Wahed counters with pay-after-preview and free changes. Against Farani Taylor's Islamicwills.co.uk (GBP 250-350 plus VAT per person), IFG is a third of the price but lacks SRA regulation and in-person advice - Farani Taylor's Pro tier includes a face-to-face meeting and a flexible life interest for IHT planning that IFG only matches at its specialist tier. IFG's GBP 10 per year amendment subscription beats both on lifetime cost of ownership. undefined: undefined undefined: undefined undefined: undefined
Are IFG Wills's products more expensive than conventional options?
Halal financing structures can have different fee structures compared to conventional products. Some options may be competitive with conventional rates, while others may have different cost structures. Pricing varies by product type, location, and individual circumstances. Always compare total costs and terms when evaluating options.
How do I contact IFG Wills?
Contact information for IFG Wills should be available through their website or the product listings above. Use the action links provided with each product to visit IFG Wills's website or contact them directly for more information.
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