IFG Wills Standard Islamic Will
Islamic Estate Planning in England
Online Islamic will for England and Wales from the team behind Islamic Finance Guru, priced at GBP 98 and completed through a roughly 20-minute online questionnaire. IFG drafts the legally binding will with official Mufti and legal sign-off, then the customer prints and signs before two witnesses. The service has handled 3,000+ wills and claims to have helped couples avoid GBP 47.2 million in inheritance tax and lost assets over three years. A GBP 10 per year subscription allows unlimited amendments, and the will integrates with IFG's zakat calculator for an automated annual zakat calculation based on the will's asset data. IFG Wills states plainly that it is an online service providing English and Islamic legal forms run by solicitors, but is not a law firm. Delivery runs through the wills.cur8.capital portal, and the service is also offered free through charity partnerships (Islamic Relief, MEND, Muslim Charity legacy programmes).
IFG Wills is the value benchmark for online Islamic wills in England and Wales: GBP 98 with genuine Mufti sign-off undercuts both Wahed (GBP 125) and solicitor services (GBP 250+), and the GBP 10 per year unlimited-amendment subscription is the cheapest way in the market to keep a will current. The trade-off is that it is a solicitor-run form service rather than an SRA-regulated law firm engagement, so anyone with business assets, foreign property or blended-family complexity should step up to the trust-based option or a full solicitor. For the majority of Muslim households with straightforward estates, it is hard to beat.
Pros
- GBP 98 is the lowest verified price among the UK's leading Islamic will services
- Named Mufti reviewer and solicitor founders, with sign-off on every will
- Unlimited changes for GBP 10 per year keeps the will current cheaply
- 3,000+ wills handled and a no-questions money-back guarantee
- Often free via charity legacy partnerships
Cons
- England and Wales only - not valid for Scotland's separate legal system
- IFG Wills is not a law firm, so no SRA-regulated client protections on the drafting service
- Designed for simple estates; complex or high-value estates are pushed to the trust-based option
- Fulfilment happens on the cur8.capital portal, which can confuse first-time users
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Product Details
Services
Will
Price
GBP 98 one-off for the Standard Will. Unlimited amendments via a GBP 10 per year subscription. Free through charity partnerships (Islamic Relief, MEND, Muslim Charity legacy programmes). Money-back guarantee, full refund no questions asked (crawled 2026-08-06).
Islamic Features
Faraid (fixed Islamic shares) calculated and set out in the will, Wasiyyah third for charity and non-heirs, Official Mufti sign-off on every draft, Guardian appointment for minor children, Integrated annual zakat calculation from will asset data
Lawyer Review
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IFG Wills in England
For England residents, note that UK law does not apply Islamic inheritance by default: a valid will is the legal mechanism that makes faraid binding. The services we list draft for the law of England and Wales. IFG Wills serves 2 UK nations, including England.
Our Take on IFG Wills
IFG Wills is the price and disclosure leader in UK online Islamic wills. It is the only mass-market service that names its reviewing Mufti, its founders are qualified solicitors with genuine Islamic finance credentials, and at GBP 98 it is cheaper than every credible alternative. The honest limits are structural: it is a solicitor-run online forms service rather than an SRA-regulated law firm engagement, it covers England and Wales only, and it publishes no fatwa or methodology for how its GBP 348 trust-based product reconciles English trusts with faraid. For straightforward Muslim household estates it is the default recommendation; for business assets, foreign property or contested family situations, treat it as the floor and compare against a regulated private-client solicitor.
How IFG Wills Works
Financing Structure
The will itself is a standard English law will engineered to distribute the estate per the Islamic faraid: the questionnaire captures the family map, IFG's engine calculates each heir's fixed Quranic share, and the wasiyyah third is available for charities and non-heirs. The trust-based tier adds English trust structures for inheritance tax planning and asset protection around the GBP 325,000 nil-rate band; IFG does not publish the detailed Shariah reasoning for the trust mechanics, which is the product line's main disclosure gap.
In-Depth Analysis
IFG Wills is the will-writing arm of Islamic Finance Guru (IFG.VC Limited), the UK halal personal-finance platform that reports benefiting over 100,000 people monthly through its content and product comparisons. The wills service launched from a simple observation the founders make explicitly: there is no point helping the ummah build wealth if estates are then distributed unislamically - or taxed away - at death. IFG claims most people who die without a will cost their families GBP 9,700 on average, and that its service has saved couples GBP 47.2 million in inheritance tax and lost assets over three years.
The product set is deliberately narrow. The GBP 98 Standard Will suits most simple estates: a roughly 20-minute questionnaire, solicitor drafting, official Mufti and legal sign-off, then print-and-sign execution before two witnesses. The GBP 348 Trust-Based Will targets estates above the GBP 325,000 nil-rate band; above GBP 2 million, IFG brings in external estate-planning specialists for a holistic service. Both tiers carry a no-questions money-back guarantee and a GBP 10 per year subscription for unlimited amendments - a model that addresses the biggest real-world failure of wills, which is going stale as assets and families change. A 'Living Islamic Will' feature that auto-updates asset schedules from live data was announced as coming within six months of the crawl date.
The people behind the service are its strongest Shariah argument. Ibrahim Khan is an Oxford graduate, qualified solicitor (formerly Ashurst LLP and Debevoise & Plimpton LLP), holds an MA in Islamic Banking and Finance, and is an alim trained under Shaykh Akram Nadwi. Mohsin Patel is an Oxford graduate and qualified solicitor formerly at Squire Patton Boggs LLP. Billal Omarjee, the external Mufti consultant, is a Darul Uloom Bury graduate and qualified Mufti who previously served as an Islamic scholar at National Zakat Foundation. Every will receives official Mufti and legal sign-off before release.
The regulatory position deserves attention: IFG Wills describes itself as 'an online service providing English and Islamic legal forms' that is 'run by solicitors' but 'is not a law firm'. That means drafting happens outside SRA regulation, without the compensation fund and mandatory insurance protections a law-firm engagement carries. IFG's transparency about this is creditable, and for a GBP 98 simple will the trade-off is reasonable; buyers with complex affairs should weigh it seriously.
Jurisdiction is England and Wales only. IFG's charity partners state this plainly: the service suits people whose assets are mainly in England and Wales, and Scotland or Northern Ireland residents are directed to local firms - Scots succession law (with its legal rights regime) is a different system, and an E&W Islamic will does not translate. This is the single most important screening question for any buyer.
Shariah Compliance Details
- Faraid shares calculated and expressed in the will
- wasiyyah capped at one third
- official Mufti sign-off on every will by Billal Omarjee (Darul Uloom Bury, ex-NZF)
- solicitor founders with Islamic finance credentials. No standing multi-scholar board, no published fatwa for the trust product. IFG Wills is not a law firm and is not SRA-regulated as such
- wills valid in England and Wales only (verified 2026-08-06).
How IFG Wills Compares
Against Wahed Wills (GBP 125 online / from GBP 900 bespoke), IFG is cheaper at both tiers and names its Mufti where Wahed names no one; Wahed counters with pay-after-preview and free changes. Against Farani Taylor's Islamicwills.co.uk (GBP 250-350 plus VAT per person), IFG is a third of the price but lacks SRA regulation and in-person advice - Farani Taylor's Pro tier includes a face-to-face meeting and a flexible life interest for IHT planning that IFG only matches at its specialist tier. IFG's GBP 10 per year amendment subscription beats both on lifetime cost of ownership.
Bottom Line
The best value scholar-verified Islamic will in England and Wales. Use it for straightforward estates without hesitation; upgrade to regulated solicitor advice when business assets, foreign property or family complexity enter the picture.
Read full IFG Wills reviewShariah Compliance & Oversight
Billal Omarjee (qualified Mufti; alim from Darul Uloom Bury; BA in banking and law; previously Islamic scholar at National Zakat Foundation) provides external Mufti review, alongside founders Ibrahim Khan (Oxford graduate, qualified solicitor formerly at Ashurst LLP and Debevoise & Plimpton LLP, MA in Islamic Banking and Finance, alim under Shaykh Akram Nadwi) and Mohsin Patel (Oxford graduate, qualified solicitor formerly at Squire Patton Boggs LLP). Every will receives official Mufti and legal sign-off before release (crawled wills.islamicfinanceguru.com/mend, 2026-08-06).
2026-08-06
Why It's Halal
Each will distributes the estate per the faraid (fixed Islamic inheritance shares) with the wasiyyah third available for charity and non-heirs, and every draft receives official Mufti and legal sign-off before release. The named Shariah reviewer is Billal Omarjee, a qualified Mufti and Darul Uloom Bury graduate with a BA in banking and law who previously served as an Islamic scholar at National Zakat Foundation; co-founder Ibrahim Khan is an Oxford graduate, qualified solicitor and alim trained under Shaykh Akram Nadwi with an MA in Islamic Banking and Finance. Honest caveats: IFG Wills is not a law firm (it is a solicitor-run online form service), and the wills are valid in England and Wales only - Scots law is a separate legal system, so Scotland-based estates need a local firm (crawled islamicfinanceguru.com/islamic-wills and wills.islamicfinanceguru.com/mend, 2026-08-06).
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Compare With Other Options in England
5 other wills & estate products available to England residents
Trust-based Islamic will (IHT planning, England and Wales) · 2 states
Solicitor-drafted Islamic will with flexible life interest (England and Wales) · 2 states
Solicitor-drafted Islamic will (fixed fee, England and Wales) · 2 states
Trust-based bespoke Islamic will (IHT planning, English law) · 2 states
Online Islamic will (faraid shares, English law) · 2 states
Frequently Asked Questions
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Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.